Deposit Rates

Click here for on-line U.S. GOVERNMENT SAVINGS BOND PURCHASES AND INFO

**CD Special**

A rate of 1.98% APR* and a 2.00% APY** for a 37 month certificate! In order to qualify for this special rate you need to deposit a minimum of $1,000 in your CD, and you cannot deposit more than $50,000 of funds that are currently on deposit at IH Credit Union.This special ends October 31, 2017, so don’t delay!

Rates subject to change.

Money Market Rates were raised effective March 1, 2017

Deposit Rates

Type of PlanAccount Balance RangeAnnual Dividend RateAnnual Percentage Yield (APY)
Regular Share Savings Account(1)
Effective May 1, 2016
$100 - $9,999.99
.04%.04%
Effective May 1, 2016$10,000 - $49,999.99.04 %.04%
Effective May 1, 2016$50,000 - and over.04 %.04%
Christmas Club Share Savings Account(2)
Effective May 1, 2016
$0 - $9,999.99.04 %.04%
Effective May 1, 2016$10,000 - $49,999.99.04 %.04%
Effective May 1, 2016$50,000 - and over.04 %.04%
Money Market Share Savings Account(3)
Effective March 1, 2017
$1,000 - $9,999.99.10 %.10%
Effective March 1, 2017$10,000 - $24,999.99.12%.12%
Effective March 1, 2017$25,000 - $49,999.99.15 %.15%
Effective March 1, 2017$50,000 and over.20%.20%
Share Draft Checking Account(4)
Effective May 1, 2016
$500 - $2,499.99.04 %.04%
$2,500 - $9,999.99.04 %.04%
$10,000 - and over.04 %.04%
IRA Savings Account(1)
Effective May 1, 2016
$100 - and over.28 %.28%
IRA Certificates(5)
12 month certificate.50%.50%
18 month certificate.55 %.55%
24 month certificate.90%.90%
30 month certificate.95%.95%
36 month certificate1.25%1.26%
48 month certificate1.55%1.56%
60 month certificate1.75%1.77%
Share Certificates(5)
3 month certificate.09%.09%
6 month certificate.30%.30%
12 month certificate.50%.50%
18 month certificate.55 %.55%
24 month certificate.90%.90%
30 month certificate.95%.95%
36 month certificate1.25%1.26%
48 month certificate1.55%1.56%
60 month certificate1.75%1.77%