Skip to content

Deposit Rates

Type of PlanAccount Balance RangeAnnual Dividend RateAnnual Percentage Yield (APY)
Regular Share Savings Account/ Christmas Club Share Savings Account
.04%.04%
Money Market Share Savings Account
Up to $24,999.99.60 %.60%
$25,000-$49,999.99.95%.95%
$50,000-$149,999.991.10%1.10%
$150,000-$499,999.991.60%1.61%
$500,000 - and over2.75%2.79%
IRA Savings Account
Effective March 3, 2020
$100 - and over.28 %.28%
IRA Certificates
12 month certificate2.70%2.73%
18 month certificate2.70%2.73%
24 month certificate2.80%2.83%
30 month certificate 3.55%3.65%
36 month certificate2.95%3.00%
48 month certificate3.00%3.04%
60 month certificate3.05%3.09%
Share Certificates
Special5 month certificate4.90%5.00%
6 month certificate 1.98%2.00%
Special11 month certificate4.65%4.75%
12 month certificate2.70%2.73%
18 month certificate2.70%2.73%
24 month certificate2.80%2.84%
Special30 month certificate3.55%3.65%
36 month certificate2.95%3.00%
Special44 month certificate4.34%4.44%
48 month certificate3.00%3.04%
60 month certificate3.05%3.09%
Step Up CheckingUp to $24,999.99.25%.25%
$25,000-$49,999.99.60%.60%
$50,000-$149,999.99.75%.75%
$150,000 and over1.15%1.16%

Click here for on-line U.S. GOVERNMENT SAVINGS BOND PURCHASES AND INFO

Rates subject to change.

Credit/Debit Cards

All Credit Card issues:
1-866-611-4874

ATM/Debit Card Service Center
1-866-820-2870

Debit Card Activation:
1-866-985-2273

Credit/Debit Card Fraud Alert FAQs

American Share Insurance

ACCOUNTS INSURED UP TO $500,000

American Share Insurance insures each account up to $250,000. Excess Share Insurance Corporation provides up to an additional $250,000 of insurance per account.

MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.

THIS INSTITUTION IS NOT FEDERALLY INSURED.

 

ESI Logo - Excess Share Insurance