Savings

Savings

IH Credit Union offers many ways to feed your piggy bank. Put your money to work in any of our savings plans and you’ll get competitive dividend rates, friendly service and the peace-of-mind that saving at the credit union brings. So don’t let the piggy starve-start saving today!

Regular Share Savings Account – This is the basic account that each member must maintain in order to retain membership in the Credit Union. With just a $5 deposit, you’ll receive benefits such as a daily interest rate that is compounded daily and paid monthly.

Christmas Club Account – Plan ahead for the Holiday season! With an IH Credit Union Christmas Club Account, you can save throughout the year for those ugly Christmas sweaters that you like to wear to Holiday gatherings.

Share Certificate Accounts – Investing in a Share Certificate with IH Credit Union makes good money sense. No risk of losing invested dollars due to changes in market conditions. Dividend rate is fixed for the term you choose. Flexible term lengths of 6, 12, 18, 24, 30, 36, 48 or 60 months are available.

Money Market Account – An IH Credit Union Money Market Account is a great investment to make, and offers a higher interest rate than a regular savings account, but gives you the flexibility you need. It requires a minimum initial deposit of $1,000, but unlike a Share Certificate, you are not locked into a certain time frame and there is no penalty for withdrawals. It is not related to stocks and bonds. It is federally insured by the National Credit Union Administration, which makes an IH Credit Union Money Market Account a good alternative to the stock market.

eStatements
No more worrying about your statements getting lost or stolen in the mail or lying around in your mail box while you’re away on vacation. No more worrying about identity theft. You can now view your monthly statements online from the comfort of your home or office when it’s convenient for you. And it’s there when you need it at the beginning of the month. Click here to enroll!

Payroll Deduction
What is a payroll deduction? It is the most convenient way to save money or repay a loan. You control how much should be automatically deducted from your paycheck and deposited in your savings, money market or Christmas Club accounts, or used for repayment of loans. Chances are, you won’t miss it because you never see it. Payroll deduction is flexible and can be changed easily… just contact the Credit Union office.

Savings Rates >

Savings Calculators >