It's easy to get started!
- Apply online
- Call 1-800-576-IHCU
- Visit any IH Credit Union location
Loan Payment Calculator
Run the numbers and find out how your payments will fit your budget with our handy Financial Calculators.
Loan Rates
(Last Modified: March 2023)
| Type of Loan | Annual Percentage Rate (APR)* | Maximum Term** |
|---|---|---|
| New & Used Vehicles (Models 2018 & Newer) | as low as 6.99% as low as 7.69% as low as 8.39% | 63 mo. 75 mo. 84 mo. |
| Used Vehicles (Models 2017 & Older) | as low as 7.99% as low as 8.69% as low as 9.39% | 63 mo. 75 mo. 84 mo. |
| New & Used Secured RV Loans (Models 2018 & Newer) ( motorcycles, boats, camper, motor homes, etc) | as low as 8.99% as low as 9.69% as low as 10.39% | 63 mo. 75 mo. 84 mo. |
| Used Secured RV Loans (Models 2017 & Older) ( motorcycles, boats, camper, motor homes, etc) | as low as 9.99% as low as 10.69% as low as 11.39% | 63 mo. 75 mo. 84 mo. |
| Share Secured Loans | 3.00% | 36 months |
| Share Certificate Secured Loans | Certificate rate plus 2.00% APR | Certificate term |
| Unsecured Loans | as low as 10.49% | 36 months |
*Rates subject to change. The actual rate and payment amount will reflect a member's individual circumstance and credit score and may be higher than the rates above. |
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Credit/Debit Cards
All Credit Card issues:
1-866-611-4874
ATM/Debit Card Service Center
1-833-664-0357
Debit Card Activation:
1-800-992-3808
Quick Links
Reorder Checks
Credit Card Access
File Upload Form
Wiring Instructions
Your savings insured to $250,000 per account. This institution is not federally insured.
MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.
Financial Wellness
MoneyED: A Personal Finance Program
Trinity Debt Management
