Loan Rates

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Loan Rates

(Last Modified: July 1, 2017)
Type of LoanAnnual Percentage Rate (APR)* Maximum Term**
New & Used Vehicles
(up to 7 model years)
Effective August 1, 2017
as low as 3.29%
as low as 3.79%
as low as 4.59%
63 mo.
75 mo.
84 mo.

Used Vehicles
(>than 7 model years)
Effective August 1, 2017
as low as 4.29%
as low as 4.79%

63 mo.
75 mo.
Unsecured Loans
Effective August 1, 2017
as low as 8.95%
36 months
Share Secured Loans 3.00% 36 months
Share Certificate Loans Certificate rate
plus 2.00% APR
Certificate
term

*Rates subject to change. The actual rate and payment amount will reflect a member's individual circumstance and credit score and may be higher than the rates above.
**Other conditions may apply. Member shall receive a $100.00 cash bonus for pre-approved loans when the funds are disbursed.

Loan Payment Examples

(Last Modified: July 1, 2017)
Type of Loan Example Annual Percentage Rate (APR)* Monthly Payment
New Vehicle Loan:
$30,000 for 36 months
$30,000 for 48 months
$30,000 for 63 months
$30,000 for 75 months
$30,000 for 84 months
3.29%
3.29%
3.29%
3.79%
4.59%
$876.26
$667.88
$519.16
$449.88
$418.28
Used Vehicle Loan:
(>7 model years)
$20,000 for 36 months
$20,000 for 48 months
$20,000 for 63 months
$20,000 for 75 months
4.29%
4.29%
4.29%
4.79%
$593.05
$454.18
$355.12
$309.11
Unsecured Loan:
$2,000 for 36 months
$3,000 for 36 months

8.95%
8.95%

$63.56
$95.33
Share Secured Loan:
$1,000 for 36 months

3.00%

$29.08

*Rates subject to change. The actual rate and payment amount will reflect a member's individual circumstance and credit score and may be higher than the rates above.
**Other conditions may apply.