Do you need "stuff"? We've got money, and our loan rates are among the lowest you'll find.
From signature loans to that loan for your dream house or new car, IH Credit Union will make it easy for you to get the "stuff" you need when you need it!
It's easy to get started!
There are lots of ways to apply for a loan at IH Credit Union:
Depreciation Protection kicks in if your vehicle is ever totaled or stolen and not recovered at anytime over the life of your loan. You can now purchase Depreciation Protection at IH Credit Union or when financing a loan with IH Credit Union at a participating dealership. Click here for details!
Loan Payment Calculator
Run the numbers and find out how your payments will fit your budget with our handy Financial Calculators.
New, used, or even refinancing from another lender, we've got you covered with super-low car loan rates. That means lower payments and big savings!
Are you consolidating bills? Or maybe you need to finance something that falls just a little outside the usual, like a computer, a wedding, or some unexpected repairs. A Signature Loan (some people call it a Personal Loan) is the smart way to handle those "other" expenses.
Please contact our mortgage department with questions!
Matt ext. 306
For current mortgage rates, contact Kate or Michelle.
Kate ext. 135
Michelle ext. 134
Fixer- Upper Home Loans
The "Fixer- Upper" home loan is a mortgage that can be used to purchase and then repair & improve a home that needs a little TLC. Click here for details.
We are proud to offer business lending! Learn more about our business lending solutions.
(Last Modified: June 2022)
|Type of Loan||Annual Percentage Rate (APR)*||Maximum Term**
|New & Used Vehicles|
(Models 2016 & Newer)
|as low as 3.39%|
as low as 4.09%
as low as 4.79%
(Models 2015 & Older)
|as low as 4.39%|
as low as 5.09%
as low as 5.79%
|Unsecured Loans||as low as 8.95%||36 months
|Share Secured Loans||3.00%||36 months
|Share Certificate Secured Loans||Certificate rate|
plus 2.00% APR
*Rates subject to change. The actual rate and payment amount will reflect a member's individual circumstance and credit score and may be higher than the rates above.
Your savings insured to $250,000 per account. This institution is not federally insured.
MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.
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