Spending money to make money can make sense. But not when it comes to checking accounts. That’s why we proudly offer free checking with no minimum balance or monthly service fees to worry about.
Step Up Free Checking
- No minimum balance
- No monthly service fee
- Your choice of paper or electronic statements
Plus, we offer one box of checks free every 12 months for members 60 and over!
Step Up Checking
- Higher tiered interest rate based on your balance
- Competitive interest if balance falls below $1,500
- Only $5 monthly charge if minimum balance falls below $1,500.00
Enjoy a wide range of added benefits and perks and save up to $293 per year or more!
Convenience and savings for business!
No more worrying about your statements getting lost or stolen in the mail or lying around in your mail box while your away on vacation. No more worrying about identity theft. You can now view your monthly statements online from the comfort of your home or office when it's convenient for you. And it's there when you need it at the beginning of the month. You must be enrolled in online banking to sign up for eStatements.
Bypass long payday lines by using direct deposit of your paycheck. Money goes directly into your checking account so you can start writing checks or access earnings using your ATM card. Don't waste time off work standing in line.
* Members in all checking account types are eligible for ATM or Debit Cards, pending approval of management.
** Home Banking is available with all types of checking accounts, but this service will become inactive if not used in a 6 month time frame.
*** Free bill pay available to compliment any IHCU checking account, but this service will become inactive if not used in a 90 day time period.
****e-Statements are available for all checking accounts, but are required for Free checking.
ACCOUNTS INSURED UP TO $500,000
American Share Insurance insures each account up to $250,000. Excess Share Insurance Corporation provides up to an additional $250,000 of insurance per account.
MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.