Skip to content

Attention Visa customers: Our Visa payments system will be down from May 18 - May 23, 2022 for scheduled maintenance.
Payments will not be processed during this time. Please contact us with any questions.

Money Market Account

An IHCU Money Market Account requires a minimum initial deposit of $1,000. It offers a higher interest rate than a regular savings account, but gives you the flexibility you need. Unlike a Share Certificate, you are not locked into a certain time frame. There is no penalty for withdrawals.

An IHCU Money Market Account is a great investment to make. It is not related to stocks and bonds. It is insured by American Share Insurance, which makes an IHCU Money Market Account a good alternative to the stock market.

Current Deposit Rates

Type of PlanAccount Balance RangeAnnual Dividend RateAnnual Percentage Yield (APY)
Regular Share Savings Account/ Christmas Club Share Savings Account
.04%.04%
Money Market Share Savings Account
Up to $24,999.99.30 %.30%
$25,000-$49,999.99.35%.35%
$50,000-$149,999.99.40%.40%
$150,000 and over.70%.70%
IRA Savings Account
Effective March 3, 2020
$100 - and over.28 %.28%
IRA Certificates
12 month certificate.90%.90%
24 month certificate1.10%1.11%
36 month certificate1.30%1.31%
48 month certificate1.35%1.36%
60 month certificate1.40%1.41%
Share Certificates
12 month certificate.90%.90%
24 month certificate1.10%1.11%
36 month certificate1.30%1.31%
48 month certificate1.35%1.36%
60 month certificate1.40%1.41%
Special Share Certificate30 month certificate1.50%1.51%
Step Up CheckingUp to $24,999.99.15%.15%
$25,000-$49,999.99.20%.20%
$50,000-$149,999.99.25%.25%
$150,000 and over.55%.55%

Lost or Stolen Cards

Lost or stolen Credit Card:
1-855-639-9081

ATM/Debit Card Service Center for lost or stolen cards and fraud claims:
1-833-664-0357

Debit Card Activation:
1-800-992-3808

Quick Links

Reorder Checks
Credit Card Access
File Upload Form
Wiring Instructions

Privacy Policy

American Share Insurance Logo

Your savings insured to $250,000 per account. This institution is not federally insured.
MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.

Financial Wellness

MoneyED: A Personal Finance Program

Trinity Debt Management