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Membership Eligibility

You automatically qualify for membership with IH Credit Union if you live, work, worship or attend school in one of the following eight Ohio counties (Clark, Champaign, Greene, Logan, Madison, Miami, Montgomery or Union).

You qualify for membership if you or an immediate family member is employed by one of our member companies, you are a retiree of one of our member companies or one of your immediate family members is a current member of IH Credit Union.

If you do not live, work, worship or attend school in one of the eight counties listed above and you are a resident of Ohio, Illinois, Michigan or West Virginia resident you still qualify for membership by joining the ACC (American Consumer Council).

Please click here to download the fillable form: American Consumer Council - Membership Authorization Form

Credit/Debit Cards

All Credit Card issues:
1-866-611-4874

ATM/Debit Card Service Center
1-866-820-2870

Debit Card Activation:
1-866-985-2273

Credit/Debit Card Fraud Alert FAQs

American Share Insurance

ACCOUNTS INSURED UP TO $500,000

American Share Insurance insures each account up to $250,000. Excess Share Insurance Corporation provides up to an additional $250,000 of insurance per account.

MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.

THIS INSTITUTION IS NOT FEDERALLY INSURED.

 

ESI Logo - Excess Share Insurance

Harvey AI Image

MEET OUR NEW CALL CENTER ASSISTANT, HARVEY!

Harvey will begin helping members October 16th by answering basic questions, giving account information, and performing banking transactions.

Growing

CERTIFICATE RATES ARE GROWING

4.50% APY for 7 Months • 4.25% APY for 11 Months • 4.00% APY for 44 Months

Car Loan Refinancing

REFINANCE YOUR CAR LOAN AND SAVE!

We will beat your current rate by 1% APR and pay you $100!