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Business Checking

Save time and money with these great products and services

Every new Business Checking account includes:

  • FREE VISA® Business Debit Card
    Enjoy everyday access to your funds at any ATM in the world and the convenience of making purchases without writing a check.
  • FREE Online Banking
    Access your account online at your convenience.
  • FREE Bill Pay
    Don’t put up with lost mail and late payments when you can go online and simplify your life with the click of a button.
  • FREE Mobile Banking
    Do all of your banking from your smartphone: check balances, review account history, pay bills and more.
  • FREE eStatements
    Eliminate paper waste and enjoy secure online access to current and past statements by opting for electronic delivery.
  • $10 Buy Back
    We will buy back your unused checks and debit cards from another financial institution.
  • Great Personal Checking Accounts
    Your choice of great rewards or FREE checking with IH Credit Union’s personal checking accounts. Each account comes with lots of free features!
  • Business Solutions by  Clover Logo
    Clover offers all-in-one merchant services that can be tailored to meet the unique needs of restaurant, retail, and service businesses. Please contact Debra Bowser debrab@ihcreditunion.com for more information about the business services offered through Clover.

In order to open your account, we will request these forms and documents.

 

To earn a higher yield will you always keep more than
$5,000 in your business checking account?

YES

STEP UP BUSINESS PLUS CHECKING

  • 1,000 FREE monthly transaction items
  • Competitive yield
  • Only $5,000 minimum balance to avoid a low monthly fee of $10
  • Up to $10,000 currency deposited per month FREE

NO

STEP UP FREE BUSINESS CHECKING

Perfect for most businesses!

  • 1,000 FREE monthly transaction items
  • No minimum balance
  • No monthly service charge
  • Up to $10,000 currency deposited per month FREE

Minimum opening deposit is only $25. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See Fee Schedule for details. Receive up to $10 for checks and debit cards turned in from another financial institution. Transaction items include all debits and credits. If the account exceeds 1,000 free monthly transactions, the account may be converted to another checking product or be closed. If the account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product or be closed. Ask us for details. Credit Union rules and regulations apply. Terms and Conditions Subject to Change Without Notice. American Share Insurance insures each account up to $250,000. Excess Share Insurance Corporation provides up to an additional $250,000 of insurance per account. This institution is not federally insured. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.

Credit/Debit Cards

All Credit Card issues:
1-866-611-4874

ATM/Debit Card Service Center
1-866-820-2870

Debit Card Activation:
1-866-985-2273

Credit/Debit Card Fraud Alert FAQs

American Share Insurance

ACCOUNTS INSURED UP TO $500,000

American Share Insurance insures each account up to $250,000. Excess Share Insurance Corporation provides up to an additional $250,000 of insurance per account.

MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.

THIS INSTITUTION IS NOT FEDERALLY INSURED.

 

ESI Logo - Excess Share Insurance

Harvey AI Image

MEET OUR NEW CALL CENTER ASSISTANT, HARVEY!

Harvey will begin helping members October 16th by answering basic questions, giving account information, and performing banking transactions.

Growing

CERTIFICATE RATES ARE GROWING

4.50% APY for 7 Months • 4.25% APY for 11 Months • 4.00% APY for 44 Months

Car Loan Refinancing

REFINANCE YOUR CAR LOAN AND SAVE!

We will beat your current rate by 1% APR and pay you $100!