Skip-a-Payment Application


Skip a Payment to Have More FunSend Payments Packing!

IHCU’s Skip-a-Payment option allows you to make no payment on your loan(s) for one month of your choice without being considered delinquent. Sign up for Skip-A-Pay today!

With the money you would have put toward your payment, you can:

  • Put the brakes on financial stress
  • Shift your shopping into high gear
  • Fuel your summer fun

Eligible loans include:

  • Auto Loans
  • RV, Boat, and ATV Loans
  • Signature Loans

More Details:

You can only skip twice in one year with at least 90 days between skips and a total of six over the life of the loan. IHCU must receive a Skip-A-Pay application two weeks prior to the due date of the loan. If received after that, the following month’s payment will be skipped. You must have made six (6) monthly payments on the loan, and it must be current in order to be skipped. This offer excludes real estate loans, credit card loans, line-of-credit loans, troubled-debt restructured loans, and loans reaffirmed after bankruptcy. This offer does not guarantee eligibility or approval. We are currently waiving the $35 Skip-A-Payment fee from March through May 2020. Rates, terms, conditions and loan eligibility may change at any time.