Skip-a-Payment Application

Don’t let financial worries get in the way of your next adventure.

IHCU’s Skip-a-Payment option allows you to make no payment on your loan(s) for one month of your choice without being considered delinquent. Sign up for Skip-A-Pay, and start your stress-free journey to fun for only $35 per skipped loan.

With the money you would have put toward your payment, you can:

  • Free up cash – Send payments packing!
  • Cover unexpected expenses – Give stress the boot!
  • Plan a vacation – Have more fun!
  • You decide!

Eligible loans include:

  • Auto Loans
  • RV, Boat, and ATV Loans
  • Signature Loans

More Details:

You can only skip twice in one year with at least 90 days between skips and a total of six over the life of the loan. IHCU must receive a Skip-A-Pay application two weeks prior to the due date of the loan. If received after that, the following month’s payment will be skipped. You must have made six (6) monthly payments on the loan, and it must be current in order to be skipped. This offer excludes real estate loans, credit card loans, line-of-credit loans, troubled-debt restructured loans, and loans reaffirmed after bankruptcy. This offer does not guarantee eligibility or approval. Rates, terms, conditions and loan eligibility may change at any time.