Home Improvement Tools & MaterialsHome Equity Lines of Credit (HELOC)

Turn Your Equity Into Opportunity

You’ve built equity—now put it to work. A Home Equity Line of Credit gives you flexible access to funds when you need them, with interest rates typically lower than credit cards or personal loans. Check out our limited time HELOC Special!

Popular Ways Members Use a HELOC

  • Home renovations or repairs
  • Debt consolidation
  • Tuition or major life expenses
  • Emergency or backup funds

Why Our HELOC Stands Out

  • Reusable line of credit—borrow, repay, and borrow again
  • Interest-only payment options during the draw period
  • Competitive variable rates
  • Local lending decisions
  • Personalized support from start to finish

View the available equity in your home by using our Home Equity Advantage tool!

For more information about a HELOC, contact us at mortgage@ihcreditunion.com or talk to one of our Lending Experts today!

  • Matt Clark | NMLS #478107 (937) 390-1800 x306
  • Kate Godsey | NMLS #1469885 (937) 390-1800 x135
  • Michelle West | NMLS #477708 (937) 390-1800 x134