Home Equity Lines of Credit (HELOC)

Turn Your Equity Into Opportunity

You’ve built equity—now put it to work. A Home Equity Line of Credit gives you flexible access to funds when you need them, with interest rates typically lower than credit cards or personal loans.

Popular Ways Members Use a HELOC

  • Home renovations or repairs
  • Debt consolidation
  • Tuition or major life expenses
  • Emergency or backup funds

Why Our HELOC Stands Out

  • Reusable line of credit—borrow, repay, and borrow again
  • Interest-only payment options during the draw period
  • Competitive variable rates
  • Local lending decisions
  • Personalized support from start to finish

For more information about a HELOC, contact us at mortgage@ihcreditunion.com or talk to one of Lending Experts today!

  • Matt Clark | NMLS #478107 (937) 390-1800 x306
  • Kate Godsey | NMLS #1469885 (937) 390-1800 x135
  • Michelle West | NMLS #477708 (937) 390-1800 x134